Our Solution

Meet borderless™: A global payments company making bank payments simple, accessible, and affordable. We have built a global yet local infrastructure connecting local payment rails around the world under one system. In the process, we created new ways for people and businesses to send funds overseas avoiding bank wire fees and providing better FX rates.

borderless has a “Smart Infrastructure” that is designed to make international payments simple, fast and affordable by reducing payment costs, reducing complexity, and avoiding unnecessary bank fees. Our Smart Infrastructure has created a Global ACH network that connects local payment rails (such as ACH, SEPA, BECS, BACS, etc.), e-wallet transfers, and SWIFT under one platform. As these rails do not currently interact with each other, the ability to connect these rails under one platform gives borderless users an edge over users of traditional financial institutions. Our Smart Infrastructure always chooses the most efficient rails to deliver payments around the world, reducing costs such as incoming wire fees & delays associated with international transactions. In addition, borderless offers outstanding exchange rates, saving clients more versus traditional financial institutions.

Together, our Smart Infrastructure and intuitive platform offer borderless users key benefits:

Simple & Fast User Experience
Our Smart Infrastructure offers borderless users the ability to make international bank payments in seconds through an intuitive User Interface (UI). Our system delivers funds directly to the recipient’s bank account with payment tracking in a 100% digital and automated experience reducing complexity and admin time.

Private & Secure
With borderless, users can pay and get paid using a unique borderless “@handle” system, meaning they never have to share their sensitive banking information. You can also pay non-borderless users by adding their information manually as a contact. All borderless transactions are protected by military-grade encryption. Our system securely collects, encrypts, stores, and verifies all sensitive banking & personal information, limiting our clients’ data liability, reducing failed payments, and reducing the administrative cost & time associated with business payments.

Reduced Costs & Affordable Payments
Using our unique Smart Infrastructure and e-wallet system, borderless chooses the most efficient local payment rails to deliver funds around the world, reducing costs and time associated with international transactions. Where available, borderless delivers the funds in local currency using local infrastructure avoiding recipients incoming bank wire fees and providing them with great foreign exchange saving them money.

Instant Global Reach
borderless supports over 120+ countries and 99 currencies so you can immediately take your local bank global.

Better Foreign Exchange Rates
borderless converts all funds using its outstanding FX rates, saving clients more versus traditional banks. borderless never charges FX exchange fees or international wire fees.

Real-Time Payment Tracking
Through the borderless system, all parties have access to real-time payment tracking. borderless users always know when they have been paid and where their funds are in the payment process so they can better manage their cash flow.