About Us
Created by dreamers, for dreamers™
Our Mission and Vision
borderless™ is made up of a diverse team working across the globe to simplify payments. Our fresh look on payments enables us to create a platform that truly works for our customers. That’s why we say that we are “created by dreamers, for dreamers.”
We know that your dreams are important and that achieving them is thrilling. Our mission at borderless™ is to provide a simple & affordable payments system so that you can focus on what matters most to you and your business. We are here to help you make your dreams a reality!
In The Press
After months of research and years of building the infrastructure, borderless launched in 2019, offering a way to collect and make payments from anywhere in the world.
borderless lauched in New York City two years ago and recently started looking for a new home.
The Problem: Complex & Expensive Payments
As dreamers who have created multiple businesses, we’ve run into the following common issues:
Credit Cards
Expensive
Processing fees are extremely high, ranging between 2.7–5% on every transaction, eating into your bottom line.
Fraudulent
Credit cards have a high failure rate and an even higher risk of fraud, which is detrimental to any business’ operations and bottom line, slowing down your growth.
Wire Transfers
Complex
Sensitive banking details must be shared, putting your business at risk. Some payments even need in-person approval at your bank.
Opaque
You never know where your funds are until they are delivered.
Expensive & Slow
International wires have an average cost of $43, and can take from 2-10+ business days to be delivered.
Direct Debit
Difficult to Set Up
Setup is needed from a bank or an ACH processor to accept funds, which makes one-time payments difficult.
Lack of Global Reach
There is no international direct debit system…until borderless™!
With your help, we built the ultimate payment solution
Designed for businesses of all sizes, borderless™ is simple, affordable, global and transparent.
The Solution: borderless™
Meet borderless™, an online bank payment processor making local and international bank payments simple, accessible and affordable.
Collect and make bank payments in seconds from anywhere in the world without the need to open foreign bank accounts. Accept bank payments online and save up to 90% in processing fees. Enable clients to pay using their bank, powering B2B e-commerce transactions. Automate recurring international payments or invoices. Here are some of our solutions:
Pay-as-you-go-pricing with affordable rates
- You only pay when you get paid, and we are 3x times cheaper than major credit card processors. Our low and tiered pricing is tailored to your needs, saving you up to 75% on processing fees.
- Making payments is always free, avoiding you and your clients bank wire fees!
Simple to use with easy integration
- Our dashboard and gateway are designed to provide a simple and intuitive user experience to all users. Pay, request and manage transactions all in one place for easy reconciliation.
- No matter your technical skill level, you can use borderless™ for your payments. We have developed several options to integrate borderless™, ranging from our PayMe™ page (a no-code gateway) to our e-commerce plugin for developers.
Fast & global transfers with great FX
- As an international direct debit platform, borderless™ ensures that your payments are transferred quickly and efficiently, within 2-3 businesses days.
- borderless™ provides better exchange rates than most banks or PayPal, saving you more on every payment.
Payment tracking & reminders
- Track your payments end-to-end in real-time, so you always have the peace of mind and reduce admin reconciliation time.
- Create and send reminders to ensure that your customers make payments on time.
Increased conversion rates
- Studies show that offering more payment methods such as direct debit with borderless™ can increase your business’ conversion rates by up to 30%.
- By 2021, bank transfers will be the 2nd most popular e-commerce APM. It’s time for your business to capitalize on the new trend.
Contactless payments and QR codes
- Accept contactless payments with our online payment gateway and payment links.
- Accept in-person payments using scannable QR codes unique to each one of your products.
Make direct bank to bank payments online or via API with $0 wire fees and better FX than most banks or PayPal.
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Get funds deposited straight to clients or contractors’ bank account. No holding accounts. No delays.
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Never share of collect banking information limiting your data liability and increasing security.
Reduce your payment processing fees by up to 90% vs credit cards.
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Easily manage local and global customers, plans and more from one dashboard.
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Bank accounts don’t expire – Reduce failed payments and churn.
Pay vendors for free and never share banking information again.
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Get funds deposited straight to your bank account. No middlemen. No holding accounts. No delays.
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Take control of your liquidity – know where your payments are in real time.
Reduce your payment processing fees by up to 90% vs credit cards.
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B2B e-commerce is now affordable and easy with limits up to $500K.
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Reduce failed and fraudulent payments. Enjoy easy refunds.
borderless™ was founded in 2016 and is headquartered in Louisville, Kentucky, USA.