Pay Anyone Anywhere In Seconds
Pay To @handles Bank Accounts Email Addresses On One Platform
Trusted by Financial Institutions
We Support 3000+ Banks Worldwide
Award-Winning
Go Global Yet Pay Like A Local
Simple Payments
Onboard, pay, communicate, and comply to over 120+ countries all from one place.
- Pay to 120+ countries, in 80+ currencies
- Self-serve recipient on-boarding
- Real-time payment tracking
- Avoid bank fees with local delivery
- Automate payouts using our robust API
Simple Payments
Onboard, pay, communicate, and comply to over 120+ countries all from one place.
- Pay to 120+ countries, in 80+ currencies.
- Self-serve recipient on-boarding
- Real-time payment tracking
- Avoid bank fees with local delivery
- Automate payouts using our robust API
Multi-Currency Balances
Hold different currencies at the same time. Receive, exchange, or pay using great FX rates.
- Hold & exchange foreign currencies
- Collect & pay like a local
- Integrate to online platforms such as Stripe
- Save with low fees & great FX rates
Compliance Automated
Manage employee access to the platform and API, and meet global banking and tax regulations.
- Compliance watchlist screening
- Foreign banking regulation compliance
- Automate 1099 tax filling
- Role-based access & security settings
Compliance Automated
Manage employee access to the platform and API, and meet global banking and tax regulations.
- Compliance watchlist screening
- Foreign banking regulation compliance
- Automate 1099 tax filling
- Role-based access & security settings
Collect Bank Payments Smarter
Automate your payment collections, eliminate failed payment and reduce churn with rates as low as 0.1%
- Automate Subscriptions
- Save up to 90% on credit card fees
- Charge varying amounts at any time
- High limits for large transactions
How Can We Impact Your Business
Hear From Our Happy Customers
How borderless Can Help You Too
Our User-Friendly Platform
With our payment dashboard, you can manage your payments from one convenient location.
Low and
Affordable Rates
We pride ourselves on giving you the absolute lowest rates. No hidden, monthly, or setup fees.
Safe & Secure
Online Payments
Reduce your data liability by never inputting or collecting sensitive banking information again.
Flexibility is in our code – we are built for businesses of all sizes and industries.
Special business model? Contact our sales team to see how we can help grow your business. Contact Sales >
Frequently Asked Questions
How much does it cost to open a borderless™ account?
It’s free to open a Personal or Business account.
There are no setup fees, monthly fees or hidden fees.
There are no exchange fees between currencies. There’s a low, transparent fee when paying to different countries. You always see our fee up front so there’s never any surprises.
When you convert money in your account it’s always with our great FX rates.
If you are looking for API access, please contact our sales team to learn more about our API packages.
Which countries do you serve?
borderless™ is currently available for individuals and businesses in 100+ countries in North America, Europe, LATAM, Africa, South East Asia and the Middle East. You can view our entire list of serviced countries here. Don’t see your country? We’re rapidly expanding and expect to service an additional countries.
Do you have multi-currency balances?
Yes, you can hold funds in 12+ currencies including USD, GBP, EUR, MXN, CHF, SGD, HKD, and more. You can also payout to 100+ countries in foreign currency as a local payment.
Do you deliver the funds as a local payment?
Yes, borderless™ has a multi-rail smart infrastructure connecting to multiple local payout systems around the world. Our Smart Infrastructure connects local rails (such as SEPA, BECS, ACH, etc.), e-wallet transfers, and SWIFT under one platform. As these rails do not currently interact with each other, the ability to connect these rails under one platform gives borderless users an edge over other systems. Our Smart Infrastructure always chooses the most efficient rails to deliver payments around the world, reducing costs & delays associated with international transactions. In addition, borderless offers capped fees and converts the funds using outstanding exchange rates, saving clients more on every payment.
How does borderless™ avoid bank fees when I use my bank?
borderless™ uses its own global payment infrastructure and partners with multiple financial institutions. In some regions, our smart multi-rail technology debits your bank account and sends the funds directly to the recipient’s bank account using their local rail. We avoid middlemen to keep your payments simple and affordable. By doing so we avoid your bank charging wire fees as all the payments are being debited and delivered as a local payment.
Can I pay anyone even if they are not a borderless™ user?
Yes, you can pay anyone in all the countries we service even if they are not a borderless user.
Is borderless™ secure and compliant?
You trust your bank and so do we. That’s why we leave your money safely in your bank, where it belongs, until it’s time to transfer it. borderless™ uses bank-grade security protocols and highly sophisticated data encryption tools to keep your information and transactions secure.
How does borderless™ compare to my current payment processor?
We understand you may be comfortable with your current processor, but we also want to inform you of the benefits of joining borderless™. That’s why we encourage you to read our blog posts that thoroughly examine how we compare to other processors including Stripe, Payoneer, PayPal, Wise, and Bill.com.
borderless™ saves you money in many ways:
1) Paying is always free – we think wire and convenience fees are silly. That’s why you always enjoy $0 wire fees.
2) There are no sign up fees, no setup fees, or monthly fees – We keep our pricing transparent, as it should be.
3) For merchants, borderless™ charges a simple and transparent fee that is 67% less than what credit card payment processors charge. For example, in the US for local payments, borderless™ charges 1% + 30c while credit card processors charge 2.9% + 30c. For business payments, it has rates as low as 0.1%. That’s more than 90% reduction in payment fees!
4) Unlike other processors, our fees have a cap, so you always know what you are paying no matter how high the charge is.
5) borderless™ provides a more competitive exchange rate than most banks or PayPal, getting you more for your buck. Now those are savings you didn’t even know about!