Accept Direct Bank Payments Online
No
TRUSTED BY FINANCIAL INSTITUTIONS
We Support 3000+ Banks Worldwide
borderless™ Payments in a nutshell
01
Request/Checkout
Create payment links or integrate our e-commerce plugin.
02
Get Paid!
Customers pay directly from their bank with a single click. Funds are delivered directly to your bank account.
03
Track Payments
Always know where your payments are in real time.
Alternative Payment Methods are Gaining Traction
By 2021, bank transfers will be the 2nd most popular alternative payment method for e-commerce.
Higher Conversions
Businesses increase their conversion by 30% by offering 3 top methods of payment.
Credit Card Usage
Online credit card usage has declined by 16%, and consumers’ preference for credit cards has reduced by 7%.
Capture GenZ
70% of GenZ do not have a credit card and 51% do not plan on opening a credit card.
Your bank payments solution. As easy as cards at a fraction of the cost.
borderless™ is...
Simple
Collect and make payments around the world using our simple direct debit solution.
Cost-Effective
Save up to 67% in fees compared to credit cards. Enjoy better exchange rates than PayPal. Try our calculator >
Secure & Private
We use military-grade encryption so your data is always protected. Your sensitive bank information is never shared with your clients.
Peace of Mind
Know where your funds are at all times with real-time tracking. Our smart direct debit solution reduces manual data entry and human error.
borderless™ is...
Simple
Collect and make payments around the world using our simple direct debit solution.
Cost-Effective
Save up to 67% in fees compared to credit cards. Enjoy better exchange rates than PayPal.
Secure & Private
We use military-grade encryption so your data is always protected. Your sensitive bank information is never shared with your clients.
Peace of Mind
Know where your funds are at all times with real-time tracking. Our smart direct debit solution reduces manual data entry and human error.
The US-based local and international direct debit platform.
Why borderless™?
Business
Recuperate up to 2% of your revenue. Reduce your payment processing fees by up to 67%.*
Get paid directly with borderless™ payments deposited straight to your bank account. No middlemen. No holding accounts. No delays.
Take control of your liquidity – know where your payments are in real time.
Personal
Ditch credit cards and say goodbye to high interest rates.
Save with no wire fees and better exchange rates than most banks and PayPal.
Enjoy faster checkouts. Enter your details once and shop with one click payments.
BUILT FOR
Flexibility is in our code – we are built for businesses of all sizes and types.
Special business model? Contact our sales team to see how we can help grow your business. Contact Sales >
Don’t take our word for it. Create your free borderless™ account and start saving today!
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Integrating borderless™ Takes Seconds
Payment Requests
Request payments in seconds using our dashboard or share a secure payment link.
Your PayMe™ Page
A no-code-required payment gateway. Customers enter an amount and pay on your secure page.
Direct Debit Gateway
An instant bank transfer e-commerce checkout using only a few lines of code.
Payment Requests
Request payments in seconds using our dashboard or share a secure payment link.
Your PayMe™ Page
A no-code-required payment gateway. Customers enter an amount and pay on your secure page.
Direct Debit Gateway
An instant bank transfer e-commerce checkout using only a few lines of code.
Are you a payment processor or an accounting solution?
Integrate borderless™ and offer a simple global ACH payment method. Your clients will love you for it!
Frequently Asked Q's
Everyone.
Businesses that collect payments locally and internationally using credit cards, invoicing or bank wires that are looking to cut processing fees and increase conversions.
Individuals who shop online using debit and credit cards or make payments internationally through bank wires or traditional financial institutions such as Western Union who are looking to save money.
borderless™ is currently available for individuals and businesses in the United States, Canada, and Australia. We are adding 27 countries by 2021 – stay tuned!
No, borderless™ does not process debit or credit cards as there are 5+ intermediaries to process a single card transaction. We like to keep payments simple. We eliminate middlemen, reducing extra fees, delays and unnecessary hassle. Also, why rack up credit card debt when you can securely pay with your bank?
You trust your bank and so do we. That’s why we leave your money safely in your bank, where it belongs, until it’s time to transfer it. borderless™ uses bank-grade security protocols and highly sophisticated data encryption tools to keep your information and transactions secure. Additionally, borderless™ partners with leading financial institutions meeting regulatory requirements around the world, including the Bank Secrecy Act, Electronic Money Regulations 2011, and the Payment Services Regulations 2017.
borderless™ saves you money in many ways:
1) Paying is always free – we do not charge any fees when making a payment. We think wire and convenience fees are silly.
2) There are no sign up fees, no setup fees or monthly fees – We think that’s totally uncool.
3) For merchants, borderless™ charges a simple and transparent fee that is 67% less than what credit card payment processors charge. For example, in the US for local payments, borderless™ charges 1% + 30c while credit card processors charge 2.9% + 30c. That’s a 67% reduction in payment fees!
4) Unlike other processors, our fees have a cap, so you always know what you are paying no matter how high the charge is.
5) borderless™ provides a more competitive exchange rate than most banks or PayPal, getting you more for your buck. Now those are savings you didn’t even know about!
Latest Articles
How to Talk to Your Customers About Paying with borderless™
9 MINUTE READ Interested in accepting payments via direct debit with borderless™? Learn how you can communicate with your customers in order to ensure a
What is International Direct Debit?
2 MINUTE READ You may be familiar with direct debit as a payment method for domestic transactions. But what about making a direct debit internationally?
How borderless™ Keeps Your Money Safe
2 MINUTE READ Security is one of the biggest concerns consumers have when using fintech services. Learn about how borderless™ keeps your sensitive banking information