Direct Bank Payments With $0 Wire Fees
No more
borderless is not another bank. We are an online bank payment processor bringing you local and international direct bank payments in seconds. Payments should be simple, so let us help.
THE SMART WAY TO PAY & GET PAID
Direct Bank Payments With $0 Wire Fees
No more
borderless is not another bank. We are an online bank payment processor bringing you local and international direct bank payments in seconds. Payments should be simple, so let us help.
THE SMART WAY TO PAY & GET PAID
Award-Winning Solution
Trusted by Financial Institutions
We Support 3000+ Banks Worldwide
Our Products Meet Your Needs
GLOBAL PAYOUTS
Pay Contractors & Sellers In Local Currency Worldwide
- Make direct bank to bank payments online or via API
- Enjoy $0 wire fees and better FX than most banks or PayPal
- Send payments to 60+ countries around the world in 1-click
GLOBAL PAYOUTS
Pay Contractors With $0 Wire Fees In Seconds
- Make direct bank to bank payments online or via API
- Enjoy $0 wire fees and better FX than most banks or PayPal
- Send payments to 60+ countries around the world in 1-click
BUSINESS PAYMENTS
Pay Vendors In One Click For Free
- No-integration option available for small businesses
- With rates as low as 0.1%, you can save up to 90% on processing fees
- Execute multiple international payments at once with Mass Payments
SUBSCRIPTIONS / INSTALLEMENTS
Automate Your SaaS With Rates As Low As 0.1%
- Create payment plans for recurring payments in 3 simple steps
- Eliminate failed payments and reduce churn with direct debit
- Perfect for startups, gym memberships, rent, and more
SUBSCRIPTIONS/ INSTALLMENTS
Automate Your SaaS With Rates As Low As 0.1%
- Create payment plans for recurring payments in 3 simple steps
- Eliminate failed payments and reduce churn with direct debit
- Perfect for startups, gym memberships, rent, and more
E-COMMERCE
Save Up To 90% In Processing Fees vs. Credit Cards
- Never collect sensitive banking information and reduce data liability
- Track payments in real time and issue refunds in 1-click
- Perfect for online stores, B2B e-commerce, marketplace, and more
Hear From Our Happy Customers
With borderless™, you can save up to on processing fees compared to competitors!
How borderless Can Help You Too
Our User-Friendly Platform
With our payment dashboard, you can manage your payments from one convenient location.
Low and
Affordable Rates
We pride ourselves on giving you the absolute lowest rates. No hidden, monthly, or setup fees.
Safe & Secure
Online Payments
Reduce your data liability by never inputting or collecting sensitive banking information again.
BUILT FOR
Flexibility is in our code – we are built for businesses of all sizes and industries.
Special business model? Contact our sales team to see how we can help grow your business. Contact Sales >
Frequently Asked Questions
How does borderless™ compare to my current payment processor?
We understand you may be comfortable with your current processor, but we also want to inform you of the benefits of joining borderless™. That’s why we encourage you to read our blog posts that thoroughly examine how we compare to other processors including Stripe, Payoneer, PayPal, Wise, and Bill.com.
Which countries do you serve?
borderless™ is currently available for individuals and businesses in 60+ countries, including the United States, Canada, Australia, and the United Kingdom. You can view our entire list of serviced countries here. Don’t see your country? We’re rapidly expanding and expect to service an additional 60+ countries by the end of 2021!
Do you deliver the funds as a local payment?
borderless™ has a multi-rail smart infrastructure connecting to multiple local payout systems around the world. Our Smart Infrastructure connects local rails (such as SEPA, BECS, ACH, etc.), e-wallet transfers, and SWIFT under one platform. As these rails do not currently interact with each other, the ability to connect these rails under one platform gives borderless users an edge over other systems. Our Smart Infrastructure always chooses the most efficient rails to deliver payments around the world, reducing costs & delays associated with international transactions. In addition, borderless offers capped fees and converts the funds using outstanding exchange rates, saving clients more on every payment.
Is it really $0 wire fees?
Yes, borderless™ uses its own global payment infrastructure and partners with multiple financial institutions. In some regions, our smart multi-rail technology debits your bank account and sends the funds directly to the recipient’s bank account using their local rail. We avoid middlemen to keep your payments simple and affordable. We charge the recipient a small fee, however you can opt to take on those fees. Check our low pricing.
Can I use my debit or credit card?
No, borderless™ does not process debit or credit cards as there are 5+ intermediaries to process a single card transaction. We like to keep payments simple. That’s why we eliminate middlemen to reduce extra fees and unnecessary hassle, saving you time and money.
Is borderless™ secure and compliant?
You trust your bank and so do we. That’s why we leave your money safely in your bank, where it belongs, until it’s time to transfer it. borderless™ uses bank-grade security protocols and highly sophisticated data encryption tools to keep your information and transactions secure.
borderless™ saves you money in many ways:
1) Paying is always free – we think wire and convenience fees are silly. That’s why you always enjoy $0 wire fees.
2) There are no sign up fees, no setup fees, or monthly fees – We keep our pricing transparent, as it should be.
3) For merchants, borderless™ charges a simple and transparent fee that is 67% less than what credit card payment processors charge. For example, in the US for local payments, borderless™ charges 1% + 30c while credit card processors charge 2.9% + 30c. For business payments, it has rates as low as 0.1%. That’s more than 90% reduction in payment fees!
4) Unlike other processors, our fees have a cap, so you always know what you are paying no matter how high the charge is.
5) borderless™ provides a more competitive exchange rate than most banks or PayPal, getting you more for your buck. Now those are savings you didn’t even know about!