International Payments Made Simple
Pay Influencers Freelancers Suppliers Hosts Creators Affiliates Developers Vendors Artists
Send payments worldwide, in local currency, delivered via local bank accounts or e-wallets.
Business payments without the high FX rates, hidden charges, and monthly fees. Pay and get paid, manage your cash flow, hold 13+ currencies and integrate via API — all in one place.
International Payments Made Simple
Pay Influencers Freelancers Suppliers Hosts Creators Affiliates Developers Vendors Artists
Send payments worldwide, in local currency, delivered via local bank accounts or e-wallets.
Business payments without the high FX rates, hidden charges, and monthly fees. Pay and get paid, manage your cash flow, hold 13+ currencies and integrate via API — all in one place.
Award-Winning Solution
We work with businesses of all sizes, from small businesses to publicly traded companies
Trusted by Financial Institutions
We Support 3000+ Banks Worldwide
Go Global Yet Pay Like A Local
Transfer funds around the world, with no or low fees
LOCAL PAYMENTS
- Make payments to 100+ countries, in 50+ currencies. We deliver the funds using local networks to avoid wire fees. We're continually expanding our international coverage.
SPEND LESS ON FX & BANK FEES
- Enjoy low fees and better FX than most banks or PayPal.
MAKE BATCH PAYMENTS
- Pay up to 100 people or businesses in one click. Use our user friendly webapp or upload a spreadsheet with details for each transfer.
- Use our API to automate processes such as adding contacts or making mass payouts.
Transfer funds around the world, with no or low fees
LOCAL PAYMENTS
- Make payments to 100+ countries, in 50+ currencies. We deliver the funds using local networks to avoid wire fees. We're continually expanding our international coverage.
SPEND LESS ON FX & BANK FEES
- Enjoy low fees and better FX than most banks or PayPal.
MAKE BATCH PAYMENTS
- Pay up to 100 people or businesses in one click. Use our user friendly webapp or upload a spreadsheet with details for each transfer.
- Use our API to automate processes such as adding contacts or making mass payouts.
Reach new markets with multi-currency balances
HOLD FOREIGN CURRENCY
- Hold 13+ different currencies at the same time. You can receive, exchange, or pay any time using great FX rates!
COLLECT AND PAY LIKE A LOCAL
- Accept payments from international customers in their preferred currency.
- Hold and pay out in the same currency, or convert and withdraw using outstanding FX rates without any exchange fees.
INTEGRATE TO ONLINE PLATFORMS
- Easily withdraw from Amazon, Stripe, and more in up to 13 currencies.
Automate Your Payments To Focus On Growth
SMART SUBSCRIPTIONS
- Create payment plans for recurring payments in 3 simple steps.
- Eliminate failed payments and reduce churn.
SAVE UP TO 90% ON CREDIT CARD FEES
- Avoid credit card fees with automated direct debits and rates as low as 0.1%.
CHARGE VARYING AMOUNTS
- Debit customers varying amounts or setup installment plans.
Automate Your Payments To Focus On Growth
SMART SUBSCRIPTIONS
- Create payment plans for recurring payments in 3 simple steps
- Eliminate failed payments and reduce churn. Bank accounts do not expire
SAVE UP TO 90% ON CREDIT CARD FEES
- Avoid credit card fees with automated direct debits and rates as low as 0.1%
CHARGE VARYING AMOUNTS
- Debit customers varying amounts or setup installement plans
Let Your Customers Pay With Their Bank
SIMPLE USER EXPERIENCE
- Users pay by signing in to open banking from the merchant’s site—no cards, no registration.
EASY INTEGRATION
- Connect borderless to your website or use our WooCommerce plugin. We are launching a Shopify plugin soon!
HIGH LIMITS FOR LARGE TRANSACTIONS
- Collect wires online up to $250K without sharing or collecting sensitive banking information.
Hear From Our Happy Customers
With borderless™, you can save up to 90% on processing fees!
How borderless Can Help You Too
Our User-Friendly Platform
With our payment dashboard, you can manage your payments from one convenient location.
Low and
Affordable Rates
We pride ourselves on giving you the absolute lowest rates. No hidden, monthly, or setup fees.
Safe & Secure
Online Payments
Reduce your data liability by never inputting or collecting sensitive banking information again.
BUILT FOR E-COMMERCE B2B PAYMENTS TRAVEL LOGISTICS DREAMERS YOU
Flexibility is in our code – we are built for businesses of all sizes and industries.
Special business model? Contact our sales team to see how we can help grow your business. Contact Sales >
Frequently Asked Questions
How much does it cost to open a borderless™ account?
It’s free to open a Personal or Business account.
There are no setup fees, monthly fees or hidden fees.
There are no exchange fees between currencies. There’s a cheap, transparent fee when paying to different countries. You always see our low, transparent fee up front so there’s never any surprises.
When you convert money in your account it’s always with our great FX rates.
Which countries do you serve?
borderless™ is currently available for individuals and businesses in 100+ countries, including the United States, Canada, Australia, and the United Kingdom. You can view our entire list of serviced countries here. Don’t see your country? We’re rapidly expanding and expect to service an additional ountries by the end of 2021!
Do you have multi-currency balances?
Yes, you can hold funds in 12+ currencies including USD, GBP, EUR, MXN, CHF, SGD, HKD, and more. You can also payout to 100+ countries in foreign currency as a local payment.
Do you deliver the funds as a local payment?
Yes, borderless™ has a multi-rail smart infrastructure connecting to multiple local payout systems around the world. Our Smart Infrastructure connects local rails (such as SEPA, BECS, ACH, etc.), e-wallet transfers, and SWIFT under one platform. As these rails do not currently interact with each other, the ability to connect these rails under one platform gives borderless users an edge over other systems. Our Smart Infrastructure always chooses the most efficient rails to deliver payments around the world, reducing costs & delays associated with international transactions. In addition, borderless offers capped fees and converts the funds using outstanding exchange rates, saving clients more on every payment.
How does borderless™ avoid bank fees when I use my bank?
borderless™ uses its own global payment infrastructure and partners with multiple financial institutions. In some regions, our smart multi-rail technology debits your bank account and sends the funds directly to the recipient’s bank account using their local rail. We avoid middlemen to keep your payments simple and affordable. By doing so we avoid your bank charging wire fees as all the payments are being debited and delivered as a local payment.
Can I pay anyone even if they are not a borderless™ user?
Yes, you can pay anyone in all the countries we service even if they are not a borderless user.
Is borderless™ secure and compliant?
You trust your bank and so do we. That’s why we leave your money safely in your bank, where it belongs, until it’s time to transfer it. borderless™ uses bank-grade security protocols and highly sophisticated data encryption tools to keep your information and transactions secure.
How does borderless™ compare to my current payment processor?
We understand you may be comfortable with your current processor, but we also want to inform you of the benefits of joining borderless™. That’s why we encourage you to read our blog posts that thoroughly examine how we compare to other processors including Stripe, Payoneer, PayPal, Wise, and Bill.com.
borderless™ saves you money in many ways:
1) Paying is always free – we think wire and convenience fees are silly. That’s why you always enjoy $0 wire fees.
2) There are no sign up fees, no setup fees, or monthly fees – We keep our pricing transparent, as it should be.
3) For merchants, borderless™ charges a simple and transparent fee that is 67% less than what credit card payment processors charge. For example, in the US for local payments, borderless™ charges 1% + 30c while credit card processors charge 2.9% + 30c. For business payments, it has rates as low as 0.1%. That’s more than 90% reduction in payment fees!
4) Unlike other processors, our fees have a cap, so you always know what you are paying no matter how high the charge is.
5) borderless™ provides a more competitive exchange rate than most banks or PayPal, getting you more for your buck. Now those are savings you didn’t even know about!