Direct Bank Payments In Seconds

No more

This is not another bank. We work with your bank to pay anyone without wire fees, hassle or sharing sensitive banking information. We are an online bank payment processor bringing you local and international direct bank payments in seconds.

THE SMART WAY TO PAY & GET PAID

Trusted by Financial Institutions

We Support 3000+ Banks Worldwide

Choose Your borderless™ Solution:

Make direct bank to bank payments online or via API with $0 wire fees and better FX than most banks or PayPal. 

Simple bank payments with $0 wire fees. Real-time payment tracking. Payments to over 60+ countries. 

Reduce payment processing fees by up to 90% vs credit cards using automatic direct debit with rates as low as 0.1%

Reduce payment processing fees with rates at 1%. Capture the growing B2B e-commerce market.

Make direct bank to bank payments online or via API with $0 wire fees and better FX than most banks or PayPal. 
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Get funds deposited straight to clients or contractors’ bank account. No holding accounts. No delays.
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Never share of collect banking information limiting your data liability and increasing security.

Reduce your payment processing fees by up to 90% vs credit cards.
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Easily manage local and global customers, plans and more from one dashboard.
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Bank accounts don’t expire – Reduce failed payments and churn. 

Pay vendors for free and never share banking information again.
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Get funds deposited straight to your bank account. No middlemen. No holding accounts. No delays.
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Take control of your liquidity – know where your payments are in real time.

Reduce your payment processing fees by up to 90% vs credit cards.
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B2B e-commerce is now affordable and easy with limits up to $500K.
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Reduce failed and fraudulent payments. Enjoy easy refunds.

The best Direct Bank Payment solution

Hear From Our Happy Customers

Best B2B payment platform in the market today! Rates are the lowest in the market! Simple to integrate, $0 wire fees! 

Karim S.

CTO, GW Apps

Save money with Borderless! Transparent way to manage larger B2B payments. Easy to use, and the ability to track payment progress is very helpful! 

David T.

CEO, Lenderfit

borderless is hands-down the best way to pay and get paid. Great customer service. MUCH cheaper than any solution out there. Super easy to use. Cheaper, faster, more visibility.

Kamal K.

Director of Strategy and Innovation

4.8 out of 5

Transparency in payments processing! Transparency, speed and cost efficiency all in one place for payment processing!

Patrick H.

Managing Partner

Great option with cheap price. Ease of use and setting up was easy. Customer support was also easy

Mukul J.

Tutor, UCode Academy

Alternative Payment Methods are Gaining Traction

By 2021, bank transfers will be the 2nd most popular alternative payment method for e-commerce.

Higher Conversions
Increase your conversion rate by 30% using borderless

Businesses increase their conversion by 30% by offering 3 top methods of payment.

Credit Card Usage
Credit cards on the decline by 16% - borderless

Online credit card usage has declined by 16%, and consumers’ preference for credit cards has reduced by 7%.

Capture GenZ

70% of GenZ do not have a credit card and 51% do not plan on opening a credit card.

Your bank payments solution. As easy as cards at a fraction of the cost.

borderless is Safe. Easy. Save big. Track.

borderless™ is...

Simple

Collect and make payments around the world using our simple direct debit solution.

Cost-Effective

Save up to 67% in fees compared to credit cards. Enjoy better exchange rates than PayPal. Try our calculator >

Secure & Private

We use military-grade encryption so your data is always protected. Your sensitive bank information is never shared with your clients.

Peace of Mind

Know where your funds are at all times with real-time tracking. Our smart direct debit solution reduces manual data entry and human error.

borderless™ is...

Simple

Collect and make payments around the world using our simple direct debit solution.

Cost-Effective

Save up to 67% in fees compared to credit cards. Enjoy better exchange rates than PayPal.

Secure & Private

We use military-grade encryption so your data is always protected. Your sensitive bank information is never shared with your clients.

Peace of Mind

Know where your funds are at all times with real-time tracking. Our smart direct debit solution reduces manual data entry and human error.

borderless is Safe. Easy. Save big. Track.

Trusted By Companies You Know & Love

An approved AWS vendor

borderless™ is an approved vendor for AWS  providing an exclusive offer to its members. We are committed to helping businesses of all sizes, especially startups, to grow and succeed at every stage of their journey. Learn more >

Are you an accelerator, startup ecosystem, or co-working space?

Join our borderless Activate Partner Program and start offering your members borderless perks like free payment processing. It’s free for you and they will love you for it!

borderless™ Payments in a nutshell

01

Request/Checkout

Create payment links or integrate our e-commerce plugin.

02

Get Paid!

Customers pay directly from their bank with a single click. Funds are delivered directly to your bank account.

03

Track Payments

Always know where your payments are in real time.

B2B Quick Pay

E-commerce

Integrating borderless™ Takes Seconds

Secure borderless Paylinks

Payment Requests

Request payments in seconds using our dashboard or share a secure payment link.

borderless PayMe Page - Collect payments

Your PayMe™ Page

A no-code-required payment gateway. Customers enter an amount and pay on your secure page.

borderless e-commerce Direct debit gateway

Direct Debit Gateway

An instant bank transfer e-commerce checkout using only a few lines of code.

Secure borderless Paylinks

Payment Requests

Request payments in seconds using our dashboard or share a secure payment link.

Your PayMe™ Page

A no-code-required payment gateway. Customers enter an amount and pay on your secure page.

borderless PayMe Page - Collect payments
borderless e-commerce Direct debit gateway

Direct Debit Gateway

An instant bank transfer e-commerce checkout using only a few lines of code.

Global Payout API

BUILT FOR

Flexibility is in our code – we are built for businesses of all sizes and types.

Special business model? Contact our sales team to see how we can help grow your business. Contact Sales >

Don’t take our word for it. Create your free borderless™ account and start saving today!

The US-based local and international direct debit platform.​

Frequently Asked Q's

Businesses that collect and make payments locally and internationally who are looking for a fully integrated tool to their bank account. 

Individuals who shop online using debit and credit cards or make payments internationally through bank wires or traditional financial institutions such as Western Union who are looking to save money. 

borderless is not a bank or accounting tool. We are a direct bank to bank payment processor. We are a layer on top of your current bank that is fully integrated and makes dealing with your bank account easy and affordable. We take your local bank global avoiding any wire fees and unfavorable exchange rates. 

borderless™ is currently available for individuals and businesses in the United States, Canada, Australia, United Kingdom and 55+ countries. You can view our list in our countries list here. Don’t see your country? Vote for it here

No, borderless™ does not process debit or credit cards as there are 5+ intermediaries to process a single card transaction. We like to keep payments simple. We eliminate middlemen, reducing extra fees, delays and unnecessary hassle. Also, why rack up credit card debt when you can securely pay with your bank?

Yes, borderless™ uses its own global direct debit infrastructure and partners with multiple financial institutions. In some regions, our smart multi-rail technology, debit your bank account and send the funds directly to the recipients bank account using their local rail. We avoid middlemen and their fees, saving you time and money.

You trust your bank and so do we. That’s why we leave your money safely in your bank, where it belongs, until it’s time to transfer it. borderless™ uses bank-grade security protocols and highly sophisticated data encryption tools to keep your information and transactions secure. Additionally, borderless™ partners with leading financial institutions meeting regulatory requirements around the world, including the Bank Secrecy Act, Electronic Money Regulations 2011, and the Payment Services Regulations 2017. 

borderless™ saves you money in many ways:

 1) Paying is always free – we do not charge any fees when making a payment. We think wire and convenience fees are silly. 

2) There are no sign up fees, no setup fees or monthly fees – We think that’s totally uncool. 

3) For merchants, borderless™ charges a simple and transparent fee that is 67% less than what credit card payment processors charge. For example, in the US for local payments, borderless™ charges 1% + 30c while credit card processors charge 2.9% + 30c. For business payments, it has rates as low as 0.1%. That’s more than 90% reduction in payment fees!

4) Unlike other processors, our fees have a cap, so you always know what you are paying no matter how high the charge is. 

5) borderless™ provides a more competitive exchange rate than most banks or PayPal, getting you more for your buck. Now those are savings you didn’t even know about! 

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