Ditch Credit Cards With borderless™ Payments

You trust your bank and so do we, that’s why we keep your money in your bank account where it belongs. We make it easy to pay with your bank with no fees and better exchange rates.

Ditch credit cards with borderless payments

How it works


Create your borderless account

Fast Sign up

Creating a borderless™ account takes two minutes.


Add your bank account once on borderless

Add Your Bank

Select your bank and securely add your account using your online banking credentials. Your banking credentials are always secure and never shared with anyone, not even borderless™.


borderless - checkout 1-click payments

Fast & Easy Checkouts

Pay any business on the borderless™ network in one click. We debit your bank account so there is no wallet to pre-load.


Track your payment using borderless. Peace of mind.

Track Your Payments

Always know where your funds are in real time.

We are changing the game in bank-to-bank payments.

Save Money With borderless™

We make your bank global and efficient. With borderless™, you pay with your bank, but…

It's always free to pay

Better foreign exchange

Save Big Internationally

Save big internationally with borderless

Why use borderless™ direct debit solution?

Secure & Private Payments

24-7 borderless security

We’re committed to your security. We use firewalls and 256-bit encryption to keep your data protected.

Ditch Credit Card Debt

The average balance on a credit card is $6,200. borderless™ brings you the convenience of a credit card without the credit card interest rates or annual fees.

1-Click Checkouts Fast. Easy. Safe.

borderless is simple 1 click payments

Sign up once for a borderless™ account and checkout faster and easier with our 1-click, contactless payments.

Frequently Asked

Do I need to pre-load a wallet?

No, there is no wallet to pre-load. You trust your bank and so do we. That’s why we keep your money where it belongs, in your bank account. Funds are securely delivered directly from your bank account to the recipient’s bank account. 

Does borderless™ offer a debit card?

At this time borderless™  does not offer a debit card. On average, it takes 5+ intermediaries to process a single card transaction. We like to keep it simple by eliminating middlemen and their fees.

Why is borderless™ better than credit cards?

Credit cards have high interest rates which can leave you in debt. With borderless™ there are no interest rates, no annual fees, and it’s always free to pay. Your borderless™ account is secure and digital, keeping it safe even if your cards are stolen.

Is my account multi-currency?

No. Your borderless™ account stays in your local currency, but can make payments to any business on the borderless™ network, in any of our countries of service. Plus, we give you a better exchange rate than most banks and PayPal.


borderless™ is committed to your security and complying with all applicable laws. For your safety, we verify the identity of all businesses on the borderless™ network.


borderless™ is committed to your security. We use military grade 256-bit encryption and firewalls to keep your money safe. 

Where can I pay with borderless™?

You can pay any business on the global borderless™ network. If your favorite store doesn’t accept borderless™, you can invite them through your dashboard or refer them to us.

How do I save with borderless™?

With borderless™ it’s always free to pay, and we provide you with a better exchange rate than most banks and PayPal, so your buck goes further.

Ready to get started?

No hidden fees — start saving today!